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hud approved lender

Tips for avoiding foreclosure fraud

U.S. Department of Housing and Urban Development
451 7th Street S.W.,
Washington, DC 20410
Telephone: (202) 708-1112 TTY: (202) 708-1455
Find the address of a HUD office near you

official site: http://www.hud.gov/

source: The Associated Press found at http://www.readingeagle.com/re/consumer/1619939.asp

Foreclosure fraud is becoming a common problem in the United States, according to experts and law enforcement officials. Homeowners can lose all the equity in their homes, or even their homes, as part of these scams, which are sometimes called foreclosure rescue scams.

Here are some tips on how to avoid these scams:

Be suspicious of anyone who contacts you first or offers “bargain loans” or “easy credit.”
Try contacting the mortgage lender to work out a payment plan if you are having trouble meeting your mortgage.
Don't sign any documents before reviewing them carefully.
Be aware that signing any kind of deed, such as a warranty deed or quit claim deed, means you are selling your home.
Contact a private attorney or housing counselor approved by the U.S. Department of Housing and Urban Development to help review any documents before signing.